Who are we?
We are authorised and regulated by the Financial Conduct Authority FRN 773230. We act as a credit broker not a lender and offer finance from one lender. Perfect Choice is a trading name of An Excellent Company Ltd.
T: 01989 769992
E : email@example.com
If you have any requests concerning your personal information or any queries with regard to these practices please contact us.
We collect personal information from visitors to this web site through the use of enquiry forms and every time you e-mail us your details. Other than this, we do not store or capture personal information but simply log your IP address which is automatically recognised by the web server. This is the technical standard which ensures messages get from one host to another and that the messages are understood.
Use of personal information
We process personal information collected via this web site for the purposes of: –
- Identifying potential customers.
- Dealing with your requests and enquiries.
- Providing you with information about products and services offered by Perfect Choice.
We do not sell personal information collected through this site or use your personal information for any other purposes than those stated above.
Cookies may be used by us to provide you with customised information from our web site.
A cookie is an element of data that a web site can send to your browser, which may then store it on your system. Cookies allow us to understand who has seen which pages and advertisements. To also determine how frequently particular pages are visited and the most popular areas of our web site. Cookies may also allow us to make our web site more user friendly by, for example, allowing us to save your password so that you do not have to re-enter it every time to visit our web site.
We endeavour to take all reasonable steps to protect your personal information. All the data collected by us is stored on a secure server. The secure server software encrypts all information you input before it is sent to us.
Using your information for fraud prevention
We may share your personal information with fraud prevention agencies. If false or inaccurate information is provided and fraud is identified, details of this fraud will be passed to those agencies to prevent fraud and money laundering.
Checking your identity
We may ask you to provide physical evidence of identity verification as a lender will search the files of credit reference agencies which will keep a record of their search, whether or not your application for a loan proceeds. This is not seen by us or shared with any other 3rd parties unless written consent is received from you.
Money Laundering Checks
To comply with Anti-Money Laundering regulation, there are times when the lender will need to confirm or re confirm your name and address. This is not seen or shared with any other 3rd parties unless written consent is received from you.
How we manage Special Category Data
In the unlikely event of us receiving Special Category Data as defined in GDPR as explained here Perfect Choice will inform you of the receipt of this information to discuss the deletion of this data.
Perfect Choice will not disclose personal information to other companies and suppliers. This is made possible as we do not use third parties to process your data.
Given that the Internet is a global environment, using the Internet to collect and process personal data necessarily involves the transmission of data on an international basis. Therefore, by browsing this web site and communicating electronically with us you acknowledge and agree to our processing of personal data in this way.
Personal Data and your rights
If we collect any personal data, you have the right to receive/amend/delete information in the data we hold about you. Perfect Choice do not charge a fee for this unless we believe the request is excessive or unfounded. If we refuse a request we will tell the individual why. They have the right to complain to the supervisory authority and to judicial remedy. Perfect Choice will do this without undue delay and at the latest within 1-month.
If you no longer wish to receive any information from us for which you have subscribed, please contact us so that we can remove your details.
Last updated: May 2018
Where we cannot resolve any complaints using our own complaints procedure, as a Which? Trusted trader we use Dispute Resolution Ombudsman for dispute resolution.